/* ============================================================
   Paivo — design system
   Cool, bright fintech surface: white and mint-blue washes,
   deep teal-navy ink, one confident green, saffron used only
   where India shows up. Mono kept for anything a machine wrote.
   ============================================================ */

:root{
  --white:#ffffff;
  --wash:#f2f8f6;
  --wash-2:#edf4f9;
  --ink:#0a1a26;
  --ink-2:#46606c;
  --muted:#7d939d;
  --line:#e2ecef;
  --line-2:#eef4f6;

  --green:#0fa36b;
  --green-d:#0a7c50;
  --green-l:#e7f6ef;
  --green-ink:#075a3b;
  --saffron:#e89230;
  --saffron-l:#fdf3e6;
  --rust:#cf5b39;
  --rust-l:#fdefea;

  --sh-s:0 1px 2px rgba(10,26,38,.05);
  --sh-m:0 1px 2px rgba(10,26,38,.04),0 10px 26px -14px rgba(10,26,38,.22);
  --sh-l:0 2px 4px rgba(10,26,38,.04),0 24px 56px -28px rgba(10,26,38,.3);

  --display:"Archivo",ui-sans-serif,system-ui,-apple-system,"Segoe UI",Helvetica,Arial,sans-serif;
  --sans:"Hanken Grotesk",ui-sans-serif,system-ui,-apple-system,"Segoe UI",Helvetica,Arial,sans-serif;
  --mono:"IBM Plex Mono",ui-monospace,SFMono-Regular,Menlo,Consolas,monospace;

  --shell:1200px;
  --r:18px;
  --r-s:12px;
  --ease:cubic-bezier(.22,.8,.3,1);
}

*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
body{
  margin:0;background:var(--white);color:var(--ink);
  font-family:var(--sans);font-size:17px;line-height:1.55;font-weight:400;
  -webkit-font-smoothing:antialiased;overflow-x:hidden;
}
img,svg{max-width:100%}
a{color:inherit;text-decoration:none}
h1,h2,h3,h4{margin:0;font-family:var(--display);font-weight:700;letter-spacing:-.03em;line-height:1.06;text-wrap:balance}
p{margin:0}
:focus-visible{outline:2px solid var(--green);outline-offset:3px;border-radius:6px}
::selection{background:var(--green-l);color:var(--green-ink)}

.shell{width:100%;max-width:var(--shell);margin-inline:auto;padding-inline:24px}
.sr-only,.skip{position:absolute;width:1px;height:1px;padding:0;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap;border:0}
.skip:focus{position:fixed;top:12px;left:12px;width:auto;height:auto;clip:auto;background:var(--ink);color:#fff;padding:10px 16px;border-radius:10px;z-index:99}

/* ── shared bits ────────────────────────────── */
.pill{
  display:inline-flex;align-items:center;gap:8px;height:30px;padding:0 13px;border-radius:999px;
  background:var(--green-l);color:var(--green-ink);border:1px solid rgba(15,163,107,.18);
  font-family:var(--mono);font-size:11px;letter-spacing:.08em;text-transform:uppercase;
}
.pill--plain{background:var(--white);color:var(--ink-2);border-color:var(--line)}
.pip{width:6px;height:6px;border-radius:50%;background:var(--green);flex:none}
.pip--live{box-shadow:0 0 0 0 rgba(15,163,107,.45);animation:pip 2.4s infinite}
.pip--soon{background:var(--saffron)}
@keyframes pip{70%{box-shadow:0 0 0 6px rgba(15,163,107,0)}100%{box-shadow:0 0 0 0 rgba(15,163,107,0)}}

.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:9px;
  height:46px;padding:0 22px;border-radius:999px;border:1px solid transparent;
  font-family:var(--sans);font-size:15.5px;font-weight:600;letter-spacing:-.005em;cursor:pointer;
  transition:transform .18s var(--ease),background .18s,border-color .18s,color .18s,box-shadow .18s;
}
.btn--lg{height:54px;padding:0 28px;font-size:16.5px}
.btn--green{background:var(--green);color:#fff;box-shadow:0 8px 20px -10px rgba(15,163,107,.8)}
.btn--green:hover{background:var(--green-d);transform:translateY(-1px)}
.btn--line{background:var(--white);border-color:var(--line);color:var(--ink)}
.btn--line:hover{border-color:var(--ink);transform:translateY(-1px)}
.btn--ink{background:var(--ink);color:#fff}
.btn--ink:hover{transform:translateY(-1px);background:#0d2836}
.btn svg{width:15px;height:15px}

.sec{padding:clamp(66px,8vw,110px) 0;position:relative}
.sec--wash{background:linear-gradient(180deg,var(--white),var(--wash) 38%,var(--wash) 62%,var(--white))}
.sec--tint{background:var(--wash-2)}
.head{max-width:56ch;margin:0 auto clamp(38px,4.6vw,58px);text-align:center;display:grid;justify-items:center;gap:16px}
.head h2{font-size:clamp(29px,3.7vw,45px)}
.head h2 .lt{display:block;font-weight:400;color:var(--ink-2)}
.head p{color:var(--ink-2);font-size:clamp(16px,1.2vw,17.5px);max-width:52ch}

/* ── nav ────────────────────────────────────── */
.nav{position:sticky;top:0;z-index:60;padding:14px 0;transition:padding .25s var(--ease)}
.nav__in{
  display:flex;align-items:center;gap:26px;height:62px;padding:0 10px 0 22px;
  background:rgba(255,255,255,.86);backdrop-filter:blur(14px) saturate(1.4);
  border:1px solid var(--line);border-radius:999px;box-shadow:var(--sh-s);
  transition:box-shadow .25s,border-color .25s;
}
.nav.is-stuck .nav__in{box-shadow:var(--sh-m)}
.brand{display:inline-flex;align-items:center;gap:9px;color:var(--ink)}
.brand__mark{width:26px;height:26px;flex:none;color:var(--green)}
.brand__word{font-family:var(--display);font-size:22px;font-weight:700;letter-spacing:-.045em}
.nav__links{display:flex;gap:4px;margin-left:auto;font-size:15px;font-weight:500;color:var(--ink-2)}
.nav__links a{padding:8px 13px;border-radius:999px;transition:background .2s,color .2s}
.nav__links a:hover{background:var(--wash);color:var(--ink)}
.nav__cta{display:flex;align-items:center;gap:8px;margin-left:8px}
.nav__burger{display:none;width:42px;height:42px;margin-left:auto;border:1px solid var(--line);border-radius:999px;background:var(--white);cursor:pointer;flex-direction:column;justify-content:center;align-items:center;gap:5px}
.nav__burger span{display:block;width:15px;height:1.6px;background:var(--ink);border-radius:2px;transition:transform .25s var(--ease)}
.nav__burger[aria-expanded="true"] span:first-child{transform:translateY(3.3px) rotate(45deg)}
.nav__burger[aria-expanded="true"] span:last-child{transform:translateY(-3.3px) rotate(-45deg)}
.nav__mobile{
  display:none;flex-direction:column;gap:2px;margin-top:10px;padding:14px 18px 18px;
  background:var(--white);border:1px solid var(--line);border-radius:22px;box-shadow:var(--sh-m);
}
.nav__mobile a{padding:12px 4px;border-bottom:1px solid var(--line-2);color:var(--ink-2);font-weight:500}
.nav__mobile .btn{margin-top:14px;border-bottom:0}

/* ── hero ───────────────────────────────────── */
.hero{position:relative;padding:clamp(30px,4vw,54px) 0 clamp(46px,5vw,74px);overflow:visible}
.hero::before{
  content:"";position:absolute;inset:-160px 0 auto;height:880px;z-index:-2;
  background:
    radial-gradient(760px 420px at 68% 12%,rgba(15,163,107,.13),transparent 62%),
    radial-gradient(680px 460px at 12% 0%,rgba(63,138,196,.12),transparent 60%),
    linear-gradient(180deg,var(--wash-2),rgba(255,255,255,0) 72%);
}
.hero::after{
  content:"";position:absolute;inset:0;z-index:-1;pointer-events:none;
  background-image:linear-gradient(var(--line-2) 1px,transparent 1px),linear-gradient(90deg,var(--line-2) 1px,transparent 1px);
  background-size:62px 62px;
  -webkit-mask-image:radial-gradient(700px 420px at 50% 22%,#000,transparent 78%);
  mask-image:radial-gradient(700px 420px at 50% 22%,#000,transparent 78%);
  opacity:.75;
}
.hero__in{display:grid;grid-template-columns:minmax(0,1.02fr) minmax(0,.98fr);gap:clamp(30px,4.5vw,60px);align-items:center}
.hero h1{font-size:clamp(40px,5.3vw,63px);margin:20px 0 20px}
.hero h1 .lt{display:block;font-weight:400;color:var(--ink-2)}
.hero__lede{font-size:clamp(17px,1.35vw,19px);color:var(--ink-2);max-width:48ch}
.hero__actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:30px}
.chip{
  display:inline-flex;align-items:center;gap:7px;height:30px;padding:0 12px;border-radius:9px;
  background:var(--white);border:1px solid var(--line);box-shadow:var(--sh-s);
  font-family:var(--mono);font-size:11.5px;color:var(--ink)}

/* hero stats */
.hero__stats{display:grid;grid-template-columns:repeat(3,auto);justify-content:start;gap:clamp(18px,3vw,40px);margin:34px 0 0;padding-top:24px;border-top:1px solid var(--line)}
.hero__stats div{display:grid;gap:3px}
.hero__stats dt{font-size:clamp(20px,2vw,24px);font-weight:600;letter-spacing:-.03em;color:var(--ink)}
.hero__stats dd{margin:0;font-size:13.5px;color:var(--muted)}

/* ── trace card (signature) ─────────────────── */
.trace{
  position:relative;background:var(--white);border:1px solid var(--line);border-radius:22px;
  box-shadow:var(--sh-l);padding:20px 20px 16px;
}
.trace__head{display:flex;align-items:center;gap:10px;padding-bottom:15px;border-bottom:1px solid var(--line-2)}
.trace__title{font-family:var(--mono);font-size:12px;color:var(--muted);letter-spacing:.02em}
.trace__route{margin-left:auto;display:inline-flex;align-items:center;gap:8px;font-family:var(--mono);font-size:12px;color:var(--ink)}
.trace__route i{font-style:normal;color:var(--muted)}
.trace__tabs{display:flex;flex-wrap:wrap;gap:6px;padding-top:14px}
.trace__tabs button{display:inline-flex;align-items:center;gap:6px;height:30px;padding:0 12px;border:1px solid var(--line);border-radius:999px;background:var(--white);color:var(--ink-2);font:500 12px var(--mono);cursor:pointer;transition:border-color .2s,background .2s,color .2s}
.trace__tabs button:hover{border-color:var(--ink-2)}
.trace__tabs button[aria-pressed="true"]{background:var(--green-l);border-color:rgba(15,163,107,.35);color:var(--green-ink)}
.trace__tabs small{font-size:10px;color:var(--muted);text-transform:uppercase;letter-spacing:.06em}
.trace.is-preview .pip{background:var(--muted);animation:none}
.steps{list-style:none;margin:0;padding:16px 0 0;display:grid;gap:3px}
.steps li{
  display:grid;grid-template-columns:22px 66px 1fr auto;gap:11px;align-items:center;
  padding:8px 10px;border-radius:10px;font-size:14px;
  opacity:.4;transition:opacity .4s var(--ease),background .4s var(--ease);
}
.steps li.is-on{opacity:1;background:var(--green-l)}
.steps li.is-on .mark{background:var(--green);border-color:var(--green)}
.steps li.is-on .mark svg{opacity:1}
.mark{
  width:20px;height:20px;border-radius:50%;border:1.5px solid var(--line);background:var(--white);
  display:grid;place-items:center;transition:background .3s,border-color .3s;
}
.mark svg{width:11px;height:11px;color:#fff;opacity:0;transition:opacity .3s}
.steps .t{font-family:var(--mono);font-size:11.5px;color:var(--muted);font-variant-numeric:tabular-nums}
.steps li.is-on .t{color:var(--green-ink)}
.steps .s{font-weight:500;letter-spacing:-.01em;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
.steps .v{font-family:var(--mono);font-size:11.5px;color:var(--muted);text-align:right}
.trace__foot{display:flex;align-items:center;justify-content:space-between;gap:12px;margin-top:14px;padding-top:14px;border-top:1px solid var(--line-2)}
.trace__foot .amt{font-family:var(--mono);font-size:13px;color:var(--ink);font-variant-numeric:tabular-nums}
.trace__foot .clock{font-family:var(--mono);font-size:12px;color:var(--green-ink);background:var(--green-l);border-radius:8px;padding:5px 10px;font-variant-numeric:tabular-nums}
.trace__note{margin-top:12px;font-family:var(--mono);font-size:10.5px;color:var(--muted)}
.trace__badge{
  position:absolute;right:-8px;bottom:-26px;display:flex;align-items:center;gap:9px;
  background:var(--white);border:1px solid var(--line);border-radius:14px;padding:11px 15px;box-shadow:var(--sh-l);
}
.trace__badge .tick{width:26px;height:26px;border-radius:50%;background:var(--green);display:grid;place-items:center;flex:none}
.trace__badge .tick svg{width:13px;height:13px;color:#fff}
.trace__badge b{display:block;font-size:13.5px;font-weight:600;letter-spacing:-.01em}
.trace__badge span{font-family:var(--mono);font-size:10.5px;color:var(--muted)}

/* ── comparison ─────────────────────────────── */
.vs{display:grid;grid-template-columns:1fr 1fr;gap:18px;align-items:stretch}
.vcard{background:var(--white);border:1px solid var(--line);border-radius:var(--r);padding:clamp(22px,2.6vw,30px);display:flex;flex-direction:column}
.vcard--paivo{border-color:rgba(15,163,107,.35);box-shadow:var(--sh-m)}
.vcard__tag{display:inline-flex;align-items:center;gap:8px;align-self:flex-start;height:28px;padding:0 12px;border-radius:999px;font-family:var(--mono);font-size:10.5px;letter-spacing:.09em;text-transform:uppercase;background:var(--wash-2);color:var(--ink-2)}
.vcard--paivo .vcard__tag{background:var(--green-l);color:var(--green-ink)}
.stats{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin:24px 0 22px}
.stat b{display:block;font-family:var(--display);font-size:clamp(23px,2.5vw,30px);font-weight:700;letter-spacing:-.035em;line-height:1}
.stat span{display:block;margin-top:7px;font-size:12.5px;color:var(--muted);line-height:1.35}
.vcard--old .stat b{color:var(--rust)}
.vcard--paivo .stat b{color:var(--green)}
.route{display:flex;align-items:center;gap:6px;margin-top:auto;padding-top:20px;border-top:1px solid var(--line-2);flex-wrap:wrap}
.node{
  display:inline-flex;align-items:center;height:28px;padding:0 11px;border-radius:8px;
  font-family:var(--mono);font-size:11px;background:var(--wash);color:var(--ink-2);border:1px solid var(--line);
}
.vcard--paivo .node{background:var(--green-l);color:var(--green-ink);border-color:rgba(15,163,107,.2)}
.arrow{color:var(--muted);font-size:12px}
.vcard--old .arrow{color:var(--rust)}
.route__cut{font-family:var(--mono);font-size:10.5px;color:var(--rust);background:var(--rust-l);border-radius:6px;padding:3px 7px}

/* ── feature grid ───────────────────────────── */
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.card{
  background:var(--white);border:1px solid var(--line);border-radius:var(--r);padding:26px;
  transition:transform .25s var(--ease),box-shadow .25s,border-color .25s;
}
.card:hover{transform:translateY(-3px);box-shadow:var(--sh-m);border-color:#d5e5e9}
.card__ico{
  width:40px;height:40px;border-radius:12px;background:var(--green-l);color:var(--green-d);
  display:grid;place-items:center;margin-bottom:16px;
}
.card__ico svg{width:19px;height:19px}
.card h3{font-size:18.5px;margin-bottom:8px;letter-spacing:-.025em}
.card p{color:var(--ink-2);font-size:15px}
.card--wide{grid-column:span 2;display:grid;grid-template-columns:1fr 1fr;gap:26px;align-items:center}
.card--full{grid-column:1/-1;display:grid;grid-template-columns:minmax(0,.86fr) minmax(0,1.14fr);gap:clamp(24px,3vw,40px);align-items:center}
.card--wide .card__body{align-self:center}
.rails{display:grid;gap:8px}
.rail{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:11px 14px;border:1px solid var(--line);border-radius:12px;background:var(--wash)}
.rail b{font-family:var(--mono);font-size:13px;font-weight:500}
.rail span{font-family:var(--mono);font-size:11px;color:var(--muted)}
.ledger{border:1px solid var(--line);border-radius:12px;overflow:hidden}
.ledger div{display:grid;grid-template-columns:auto 1fr auto;gap:12px;align-items:center;padding:10px 13px;background:var(--wash);border-bottom:1px solid var(--line-2);font-family:var(--mono);font-size:11.5px}
.ledger div:last-child{border-bottom:0}
.ledger code{color:var(--muted)}
.ledger span{color:var(--green-d)}
.ledger b{font-weight:500;color:var(--ink)}

/* ── pricing ────────────────────────────────── */
.pricing{display:grid;grid-template-columns:1fr 1fr;gap:18px;max-width:900px;margin-inline:auto}
.pricing--three{grid-template-columns:repeat(3,1fr);max-width:none}
.pcard{background:var(--white);border:1px solid var(--line);border-radius:var(--r);padding:clamp(24px,2.8vw,32px)}
.pcard h3{font-size:20px;margin:14px 0 9px;letter-spacing:-.025em}
.pcard p{color:var(--ink-2);font-size:15px}

/* ── coverage ───────────────────────────────── */
.markets{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:14px;margin-bottom:22px}
.market{
  background:var(--white);border:1px solid var(--line);border-radius:14px;padding:18px;
  display:grid;gap:12px;transition:border-color .25s,transform .25s var(--ease)
}
.market:hover{transform:translateY(-2px);border-color:#d5e5e9}
.market--live{border-color:rgba(15,163,107,.35);box-shadow:var(--sh-m)}
.market__top{display:flex;align-items:center;gap:10px}
.iso{
  width:34px;height:34px;border-radius:50%;display:grid;place-items:center;flex:none;
  font-family:var(--mono);font-size:11.5px;font-weight:500;letter-spacing:.04em;
  background:var(--wash-2);color:var(--ink-2);
}
.market--live .iso{background:var(--green);color:#fff}
.market__top b{font-size:16px;font-weight:600;letter-spacing:-.02em}
.market__rails{font-family:var(--mono);font-size:11.5px;color:var(--ink-2);line-height:1.6}
.tag{
  display:inline-flex;align-items:center;gap:6px;justify-self:start;height:24px;padding:0 9px;border-radius:7px;
  font-family:var(--mono);font-size:10px;letter-spacing:.08em;text-transform:uppercase;
  background:var(--wash-2);color:var(--muted);align-self:flex-start;
}
.tag--live{background:var(--green-l);color:var(--green-ink)}
.tag--soon{background:var(--saffron-l);color:#a8630f}
.cover__note{font-family:var(--mono);font-size:12px;color:var(--muted);text-align:center}

/* ── faq ────────────────────────────────────── */
.faq{max-width:780px;margin-inline:auto;display:grid;gap:10px}
.faq details{background:var(--white);border:1px solid var(--line);border-radius:14px;overflow:hidden;transition:border-color .2s,box-shadow .2s}
.faq details[open]{border-color:#d5e5e9;box-shadow:var(--sh-m)}
.faq summary{
  list-style:none;cursor:pointer;padding:19px 22px;display:flex;align-items:center;gap:16px;
  font-size:16.5px;font-weight:600;letter-spacing:-.015em;
}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{
  content:"";margin-left:auto;width:11px;height:11px;flex:none;
  border-right:1.8px solid var(--muted);border-bottom:1.8px solid var(--muted);
  transform:rotate(45deg) translate(-3px,-3px);transition:transform .25s var(--ease);
}
.faq details[open] summary::after{transform:rotate(225deg) translate(-2px,-2px)}
.faq p{padding:0 22px 20px;color:var(--ink-2);font-size:15.5px;max-width:64ch}

/* ── footer ─────────────────────────────────── */
.foot{background:var(--ink);color:#96aab4;padding-top:clamp(46px,5.5vw,68px)}
.foot__in{display:grid;grid-template-columns:2.2fr 1fr 1fr;gap:32px;padding-bottom:40px}
.foot__brand p{max-width:32ch;font-size:14.5px;margin-top:14px}
.foot__mail{display:inline-flex;align-items:center;gap:9px;margin-top:18px;padding:9px 14px;border:1px solid rgba(255,255,255,.14);border-radius:999px;color:#fff;font-size:14px;transition:border-color .2s,background .2s}
.foot__mail svg{width:16px;height:16px;color:var(--green)}
.foot__mail:hover{border-color:rgba(255,255,255,.35);background:rgba(255,255,255,.04)}
.brand--light{color:#fff}
.brand--light .brand__mark{color:var(--green)}
.foot__col{display:flex;flex-direction:column;gap:10px;font-size:14.5px}
.foot__col h4{font-family:var(--mono);font-size:10.5px;letter-spacing:.14em;text-transform:uppercase;color:#fff;font-weight:400;margin-bottom:4px}
.foot__col a:hover{color:#fff}
.foot__base{display:flex;justify-content:space-between;flex-wrap:wrap;gap:12px;padding:20px 24px 26px;border-top:1px solid rgba(255,255,255,.1);font-family:var(--mono);font-size:11.5px}
.foot__legal{max-width:54ch}
.foot__license{flex-basis:100%;margin:0;padding-top:12px;border-top:1px solid rgba(255,255,255,.1);opacity:.8}

/* ── reveal ─────────────────────────────────── */
.reveal{opacity:0;transform:translateY(16px);transition:opacity .65s var(--ease),transform .65s var(--ease)}
.reveal.is-in{opacity:1;transform:none}

/* ── responsive ─────────────────────────────── */
@media (max-width:1000px){
  .hero__in{grid-template-columns:1fr}
  .hero__copy{max-width:60ch}
  .trace__badge{right:8px}
  .grid{grid-template-columns:repeat(2,1fr)}
  .card--wide{grid-column:span 2;grid-template-columns:1fr}
  .card--full{grid-column:1/-1;grid-template-columns:1fr}
}
@media (max-width:820px){
  .vs,.pricing{grid-template-columns:1fr}
  .hero__stats{grid-template-columns:1fr 1fr 1fr;gap:14px}
}
@media (max-width:740px){
  body{font-size:16px}
  .nav__links,.nav__cta{display:none}
  .nav__burger{display:flex}
  .nav.is-open .nav__mobile{display:flex}
  .grid,.card--wide,.card--full{grid-template-columns:1fr;grid-column:span 1}
  .stats{gap:10px}
  .steps li{grid-template-columns:20px 60px 1fr;gap:9px;padding:8px}
  .steps .v{display:none}
  .trace__badge{position:static;margin-top:14px;box-shadow:none}
  .foot__in{grid-template-columns:1fr 1fr;gap:26px}
  .foot__base{flex-direction:column}
}
@media (prefers-reduced-motion:reduce){
  .reveal{opacity:1;transform:none;transition:none}
  .pip--live{animation:none}
  .steps li{opacity:1}
  *{transition-duration:.01ms!important}
}