Live in India · more corridors in build

Move money across bordersin seconds, not days.

Send stablecoins; we pay your recipients in their local currency, over their country's own bank rails. You see the fee and the exact amount they get before you approve it.

Get a corridor quote See how it works
Seconds
to land on instant rails
24×7
weekends & holidays included
One fee
quoted before you send
payout · live Stablecoin INR
  1. 00:00.00Stablecoin receivedon-chain confirmed
  2. 00:00.31Quote lockedheld for 30s
  3. 00:01.40Sent on IMPSinstant rail
  4. 00:02.90Credited in Indiabeneficiary bank
Recipient credited 00:00.00

Illustrative example on the India corridor. Timings vary by rail.

Why Paivo

Every bank in the chaintakes a cut and a day.

A wire doesn't travel — it gets re-booked by each institution that touches it, and each one prices the favour. We don't use that chain.

Correspondent banking
2–5days to land
3+parties taking a cut
0visibility en route
You→ Bank→ Corr.→ Corr.→ Local bank fees deducted en route
Paivo
Secondson instant rails
Onefee, quoted before you send
24×7weekends & holidays included
You→ Paivo→ Recipient
What we do

Payouts, country by country.

You send stablecoins. We convert to local currency and pay into your recipient's bank account over that country's domestic rail. No collections, no cards, no treasury products.

Live today: payouts into India

Stablecoin in, rupees into a recipient's bank account over IMPS — the rail that runs every hour of every day, weekends and bank holidays included.

IMPS24×7 · seconds
Bank accountaccount no. + IFSC
Holidaysno clearing windows

Locked before you commit

The rate and the amount your recipient receives are fixed when you approve the payout — not discovered later on a statement.

Records that actually reconcile

Every payout carries a reference you chose and a history you can export. Month-end stops being an archaeology project across four bank portals and an inbox.

INV-4471payout.createdverified
INV-4471payout.screenedcleared
INV-4471payout.settledcredited · IMPS

Developer-friendly

Integrate the way your team already works, or upload a file and skip the build entirely. Either way, someone here picks up the phone.

Pricing

Priced per corridor,quoted before you send.

Highly competitive rates

We price against the live mid-market rate, and we quote per corridor and per volume — so the number you get reflects how you actually pay.

No charges you can't see

Local rails don't hand a payment between banks, so there are no lifting fees, no correspondent deductions and no surprise on the far side.

Trust

Paivo is not a bank.Every payout runs through licensed partners.

Verified before the first payout

We verify every business we work with before any money moves, so you know who else is on the network.

Both sides screened

Sender and recipient are checked against sanctions lists and watchlists on every payment, before funds move.

FinCEN-registered MSB

Paivo Global is registered with FinCEN as a Money Services Business. Each corridor runs through licensed local partners, which we'll name for you under NDA during diligence.

Coverage

One network,built corridor by corridor.

We add markets by plugging into each country's own instant rails, not by stretching one bank's reach. India is live today. Vietnam and the Philippines are in build.

INIndia

IMPS

Live
VNVietnam

NAPAS 247 · bank rails

In build
PHPhilippines

InstaPay · PESONet

In build

Fund every corridor in stablecoins. Settlement reflects the rail used and beneficiary bank processing.

FAQ

The questionseveryone asks first.

How fast does a payout actually land?

Seconds, on instant rails. In India we pay over IMPS, which runs 24×7 including weekends and bank holidays, so there is no clearing window to wait for. Each new corridor uses that country's fastest domestic rail. The beneficiary bank is the last variable, and we show you where a payment is the whole way.

What does it cost?

We price against the live mid-market rate and quote per corridor and per volume, so there's no single published number that would be honest for everyone. Tell us where you pay and roughly how much moves each month and you'll have a real rate back within 48 hours. Whatever we quote is what you pay — no lifting fees, no deductions in the middle.

Which stablecoins do you take?

Tell us which stablecoin and chain you already settle on and we'll confirm support before you send anything. We'd rather check first than have funds arrive somewhere we can't reach them.

Which countries can I pay into?

India is live now. Vietnam and the Philippines are in build. Every corridor is funded in stablecoins. If yours isn't listed, tell us anyway — it helps us decide what to build next.

How do you handle compliance?

We verify your business before the first payout, and we screen both sides of every payment against sanctions and watchlists before funds move. Paivo Global is registered with FinCEN as a Money Services Business (MSB Registration Number 31000340076870), and each corridor runs through licensed partners in that market; we'll name them for you under NDA during diligence.

What happens if a payout fails?

You get the reason, not silence. Failed payouts return to your balance and the record shows exactly where it stopped — usually a beneficiary detail that needs correcting. Fix it and send again.